Loan Options for Medical Students
Federal Direct Unsubsidized Loan
Annual loan limit: $50,000
Current fixed interest rate: 7.94% (as of July 1, 2025; subject to change)
Federal Direct Unsubsidized Loans are low-interest loans offered by the U.S. Department of Education to help with the cost of medical school. Medical students are eligible for federal unsubsidized loans only and must submit a FAFSA to be considered. Medical students are not eligible for federal subsidized loans or Graduate PLUS Loans.